<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=Windows-1252">
<style type="text/css" style="display:none;"> P {margin-top:0;margin-bottom:0;} </style>
</head>
<body dir="ltr">
<div style="font-family: Calibri, Arial, Helvetica, sans-serif; font-size: 12pt; color: rgb(0, 0, 0);">
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">1. Desalination conventionally requires a lot of energy and leaves a heavily polluting brine. A team at Columbia U has developed a method of extracting all the water, leaving solid waste. The technique is scalable, cheap, and
energy efficient. </span><a href="https://phys.org/news/2020-06-unorthodox-desalination-method-global.html?utm_source=nwletter&utm_medium=email&utm_campaign=daily-nwletter"><span style="font-size:12.0pt">https://phys.org/news/2020-06-unorthodox-desalination-method-global.html?utm_source=nwletter&utm_medium=email&utm_campaign=daily-nwletter</span></a><span style="font-size:12.0pt"></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">2. <span style="mso-spacerun:yes"> </span><span style="mso-spacerun:yes"> </span>The climate continues to degrade as we wrestle with the virus. In one way the virus may help. Sally Capp, lord mayor of Melbourne, reflecting on
her hesitation about climate action: “I was so worried about the dangers of going too far. I have become much more resolute about my values, prioritizing humanity and protecting the environment, so they can play a larger role in driving my agenda.”
<a href="https://www.washingtonpost.com/world/2020/06/29/worlds-climate-catastrophe-worsens-amid-pandemic/">
https://www.washingtonpost.com/world/2020/06/29/worlds-climate-catastrophe-worsens-amid-pandemic/</a></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">3. The International Energy Agency is convening an online conference on July 9 to plan for a green recovery from the virus. Nations accounting for 80% of carbon emissions will attend. It may be the only significant climate conference
this year. <span style="mso-spacerun:yes"> </span><a href="https://www.theguardian.com/environment/2020/jun/29/us-joins-summit-on-global-green-recovery-from-covid-19-crisis">https://www.theguardian.com/environment/2020/jun/29/us-joins-summit-on-global-green-recovery-from-covid-19-crisis</a></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">4. At least 6 million households stand a 1% chance of flooding—and are thus in a 100-year flood zone—and do not know it. An interactive map from First Street presents the at-risk properties, rating risks from 1 to 10. Such information
has been hard to come by and could help influence public policy. In the near term the risks are likely to grow.
<span style="mso-spacerun:yes"> </span><span style="mso-spacerun:yes"> </span><a href="https://www.washingtonpost.com/weather/2020/06/29/flood-risk-climate-change/">https://www.washingtonpost.com/weather/2020/06/29/flood-risk-climate-change/</a></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">5. Home insurance in Florida is getting more expensive as reinsurance rates grow by as much as a third. Rates are expected to rise even higher next year, and many properties will be dropped.
<span style="mso-spacerun:yes"> </span><a href="https://www.miamiherald.com/news/weather/hurricane/article243766772.html">https://www.miamiherald.com/news/weather/hurricane/article243766772.html</a></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt"><o:p> </o:p></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">6. Citizens, a state-owned company which puts the risk on the taxpayers, is likely to be the primary choice remaining to Floridians who lose their home insurance. Citizens is set to spread losses evenly among all citizens paying
property or car insurance, with the smallest incomes paying as much as the largest, after an emergency fund is exhausted. Citizens was the largest insurer in the state and now is second after a protracted program to shift policies to the commercial market.
Here is an article from 2014. <a href="https://www.nerdwallet.com/blog/insurance/expert-faq-depopulating-citizens-insurance-affect-florida/">
https://www.nerdwallet.com/blog/insurance/expert-faq-depopulating-citizens-insurance-affect-florida/</a></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">Wikipedia reports that no significant changes have been made in taxpayer liability under Citizens regulations.
<a href="https://en.wikipedia.org/wiki/Citizens_Property_Insurance_Corporation">https://en.wikipedia.org/wiki/Citizens_Property_Insurance_Corporation</a></span></p>
<p style="margin: 0in 0in 8pt; line-height: 107%; font-size: 11pt; font-family: Calibri, sans-serif">
<span style="font-size:12.0pt">An attempt to add the loss from drowned sand dune McMansions to the cost of car insurance in, say, Orlando may spur some opposition.</span></p>
<br>
</div>
</body>
</html>